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2. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Debt relief scams: Some criminals target those seeking help with credit card debt. Make sure that you know how to identify a debt relief scam, such as guarantees that you will qualify for debt ...

3. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   Lump-sum settlement. With this negotiation technique, you offer to settle your outstanding debt in one big payment, albeit for less than your balance. For example, you might owe $4,000 between ...

4. What to do when you get sued for credit card debt - AOL

   www.aol.com/finance/sued-credit-card-debt...

   Here’s how to respond when you are sued for credit card debt: 1. Don’t ignore the summons. When you get a court summons for credit card debt, pay attention to it — and make a plan of action ...

5. I’m a financial expert: Here are my 4 top tips for paying off ...

   www.aol.com/finance/how-to-pay-off-credit-card...

   Avoid bogging yourself down with negative emotions of guilt or shame. You got into debt to solve a problem, and putting those charges on your credit card may have been the best solution available ...

6. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   You may be able to get out of debt without paying based on factors like your total debt, type of debt and income. Several programs are available to help forgive student loan debt, such as income ...

7. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   Debt forgiveness is typically used for non-credit-card debt, like student loans, mortgages, medical debt or even taxes. Pros of debt forgiveness programs All or part of your loan could be wiped out.

8. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Here are some examples from different lenders: Capital One: Call the Capital One personal credit card service line at 1-800-227-4825 to start the settlement process. Citi: Call Citi’s customer ...

9. Where to get debt relief help - AOL

   www.aol.com/finance/where-debt-relief-help...

   Key takeaways. Debt relief is a restructuring of debt to make it easier for you to pay it back. You can get debt relief from lenders, debt relief companies and credit counseling agencies. The best ...