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Credit Card Accountability Responsibility and Disclosure Act of 2009. Long title. An Act to amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. Nicknames. Credit CARD Act of 2009. Enacted by. the 111th United States Congress.
Visa Inc. ( / ˈviːzə, ˈviːsə /) is an American multinational payment card services corporation headquartered in San Francisco, California. [ 1][ 4] It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. [ 5]
A standard form contract (sometimes referred to as a contract of adhesion, a leonine contract, [a] a take-it-or-leave-it contract, or a boilerplate contract) is a contract between two parties, where the terms and conditions of the contract are set by one of the parties, and the other party has little or no ability to negotiate more favorable terms and is thus placed in a "take it or leave it ...
Imagine a credit card agreement that's short, to the point and easy to understand. If one federal agency gets its way, what you're picturing could become a reality. The Consumer Financial ...
Termination of employment. Termination of employment or separation of employment is an employee's departure from a job and the end of an employee's duration with an employer. Termination may be voluntary on the employee's part ( resignation ), or it may be at the hands of the employer, often in the form of dismissal (firing) or a layoff.
Credit Support Annex. A Credit Support Annex ( CSA) is a legal document that regulates credit support ( collateral) for derivative transactions. Effectively, a CSA defines the terms under which collateral is posted or transferred between swap counterparties to mitigate the credit risk arising from in the money derivative positions.
Common Access Card. A Common Access Card (CAC). The common access card, also commonly referred to as the CAC, is the standard identification for active duty United States defense personnel. The card itself is a smart card about the size of a credit card. [ 1] Defense personnel that use the CAC include the Selected Reserve and National Guard ...
Credit card networks no longer require retailers to ask customers to sign to validate a purchase or transaction. And the unique security codes produced by chip-and-PIN cards and digital wallets ...