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I am currently enrolled in mortgage credit certificate (MCC) I was looking to see what happens if I rent out my primary residence a year after closing If I chose to downsize and move back with my family, do I simply not claim the MCC or will I violate the terms, I ask that because the brochure explains recapture of taxes only on selling the ...
Any news on the Mortgage Credit Certificate (MCC) ?, Long Island, 0 replies LIers react to $75B federal mortgage program, Long Island, 16 replies Mortgage Broker Question- Don Romano from Shelter Rock Mortgage Corp., Long Island, 3 replies Bank/credit union for new mortgage, Long Island, 9 replies
It's not a "huff" or a "puff." New York RPAPL Section 1921 provides: 1. After payment of authorized principal, interest and any other amounts due thereunder or otherwise owed by law has actually been made, and in the case of a credit line mortgage as defined in section two hundred eighty-one of the real property law on written request, a mortgagee of real property situate in this state, unless ...
Isn't it unusual to provide the lender with a copy of my social security card? Is it safe to upload a black and white copy to them because they keep stating I have to provide it. If I provide it, will I be at risk of identity theft? I am very concerned because this is the first time I am using a mortgage broker instead of an actual bank.
Mortgages - Lenders, loans, financing, rates, foreclosures, short-sales, brokers, credit score, deed, lien, refinancing, borrowers
Regarding the Certificate of Occupancy, if a home was built prior to 1938 then a C of O is not required for a property to obtain a mortgage. However, if it is built after that I don't know of ANY mortgagor that will close a deal without one.
Check to see that the foundation of the house is not affected by any potential leakage; ask the sellers if they'd done any foundation work/repair - they are legally obliged to disclose them to you esp. if you ask explicitly. Also, mortgage lenders + home insurers might give you a hard time with a buried oil tank (in use or abandoned).
Announcement 08-30 November 14, 2008 Repair Escrows for Existing Construction Selling Guide, Part XI, Section 202: Status of Construction; and Section 405.08: Property Condition
Interested in Buying a Pre-1939 house without a Certificate of Occupancy, New York City, 6 replies Buying 3-Family House With No Certificate of Occupancy, New York City, 13 replies House without certificate of occupancy, Miami, 6 replies Who is at fault if we purchased a home without a Certificate of Occupancy:?, Long Island, 28 replies
Yes, you would still need to appear. Unless you want to write up a letter to the court and mail it in advance of the court date, but unless you receive a response, I'd still go to the court. Make sure you complete your traffic school before the court date and bring up your certificate of completion before hand.