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Open an account and get a free Chime Visa debit card and an online checking account with no monthly fees or overdraft fees.
You can connect your existing bank account to transfer funds or set up direct deposit. You can also log in to online banking at chime.com when you need it. Once enrollment is completed, we’ll send a free Visa® debit card in the mail to the address you provided. Your new debit card typically arrives in 7-10 business days.
The best debit card for adults. Review all the benefits of this free debit card, and apply in just a few steps.
Unlock your financial progress today. Sign up for a Chime account in minutes to start banking with no monthly fees.
SpotMe on Debit is an optional, no fee service attached to your Chime Checking Account (individually or collectively, “SpotMe”). Eligibility for SpotMe requires $200 or more in qualifying direct deposits to your Chime Checking Account each month.
The Chime Visa ® Debit Card and the Chime Credit Builder Visa ® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.
You can request a replacement card in your Chime app if your card is lost, stolen, or damaged: Go to Settings. Tap Cards. For physical card replacement, tap Manage physical card. Select Replace number to replace virtual card and Replace card to replace physical card. Tap Continue.
Make digital purchases with your virtual debit card or digital wallet. Go to Settings in the Chime app, scroll down to Debit Card, and select View Your Card.
You can also activate your card in Settings: Go to your Settings. Tap Account Settings. Access the card you want to activate: Debit card: Checking; Credit Builder: Credit Builder; Tap Activate new card under View your card. Enter your card’s CVV. Set and confirm your PIN. By phone: Call (844) 244-6363 and follow the prompts. Frequently asked ...
Learn how to activate your virtual and physical Chime Debit Card and Credit Builder card through the app or phone to start using them right away. You applied for your first Chime card, and it’s in the mail.