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  2. BEST BUY/CBNA CO still reporting monthly as failed to pay -...

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/BEST-BUY-CBNA-CO-still...

    Re: BEST BUY/CBNA CO still reporting monthly as failed to pay. Dont dispute accurate info. Just call and work out a settlement plan. With that high of a balance and the CL. Your getting nailed for the util reporting on the card and the CO status. Settled CO's wont raise the score much but the util to 0 will help.

  3. How does 18-month financing at Best Buy work? - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Cards/How-does-18-month-financing-at-Best-Buy...

    And Best Buy allows you to go 10% over your limit. If you make the monthly payments on time and finish paying off by the end of the 18 month period all interest will be waived. If you dont do one of the above you will be hit with all the interest starting from the purchase date. Make sure you pay attention to any requirments of the financing ...

  4. My Best Buy Visa (Citibank) Update Account Information

    ficoforums.myfico.com/t5/Credit-Cards/My-Best-Buy-Visa-Citibank-Update-Account...

    Re: My Best Buy Visa (Citibank) Update Account Information. @Anonymous wrote: Got an email from my My Best Buy Visa (a Citibank card) asking me to update my account information. I clicked the link and logged in and it asked for my salary and whether I rent or own, and how much my monthly payment is. I answered all the questions and that was it ...

  5. Best Buy credit card late payment - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-credit-card-late-payment/td-p/...

    Re: Best Buy credit card late payment : (. @Anonymous wrote: One tactic many of us with multiple cards employ is to set up automatic minimum payments and connect it to a funded savings account. This serves as a stop gap measure incase you ever forget again in the future. If you make at least the minimum payment in a cycle the automatic payment ...

  6. Best Buy Visa $12K CLI...FINALLY!!! - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Card-Approvals/Best-Buy-Visa-12K-CLI-FINALLY/...

    I have had my Best Buy Visa credit card for over 14 years! Today I FINALLY got my first limit increase on it! I asked for them to increase it by $14,000 making my new limit $15,000. I figured 14 years with no increases deserved at least $1000 per year, lol! Usually I am instantly denied and get the whole spill you'll receive a letter in 7-10 days.

  7. Best Buy Upgrade Plus Confusing Decline - myFICO® Forums

    ficoforums.myfico.com/t5/General-Credit-Topics/Best-Buy-Upgrade-Plus-Confusing...

    Re: Best Buy Upgrade Plus Confusing Decline. So in order to be approved for a Visa Infinite card you must be able to qualify for at a $10k credit line. It's supposed to be $5k minimum for a Visa Signature but banks have been flouting that rule for quite some time but I digress.

  8. Student Loans and New Mortgage - myFICO® Forums - 6728735

    ficoforums.myfico.com/t5/Mortgage-Loans/Student-Loans-and-New-Mortgage/td-p/...

    Student Loans and New Mortgage. Hello all. We purchased our first home in 2017. At that time, they calculated 2% (I think that was the number) of my student loans balance since I was on an income-based plan with a $0 payment. I am in school again and had to take out loans this year (final year of courses) after my job being cut in May (old ...

  9. Santander car payment too high I can’t pay it anym ... - myFICO®...

    ficoforums.myfico.com/t5/Auto-Loans/Santander-car-payment-too-high-I-can-t-pay...

    A few decades ago a car payment like that would have killed me financially, now, well, let's just say it is relative; there was a time when a $150 car payment hurt far worse. Chapter 13: Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California) Filed: 26-Feb-2015. MoC: 01-Mar-2015.

  10. Best Buy - Soft hit? - myFICO® Forums - 5223668

    ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Soft-hit/td-p/5223668

    Never heard of the soft hit she referred to. I believe they could get in trouble for giving false info about applying. I know at my company, we can get in trouble for it. Not sure if that's directly related to our card issuer or by law. BCE AMEX ($16200) - Citi DC ($11600) - Chase Sapphire Preferred ($10200) - Nordstrom Visa Signature ($10000 ...

  11. Chase Pay Over Time? - myFICO® Forums - 6696269

    ficoforums.myfico.com/t5/Credit-Cards/Chase-Pay-Over-Time/td-p/6696269

    With Chase, if you look on the credit card summary page of one card, you'll see "Pay Card; View Payment Activity; Pay Over Time." These are actions. But if you click on Pay Over Time, it takes you to a page headlined by "My Chase Plan" which shows available charges. Likewise, if you scroll down the page to "Pay Over Time" options, you'll open a ...