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The actual solution to this riddle is to add correctly (correct time, correct person and correct location) from the bank point of view which in this case seems to be the problem: First day: $30 in the bank + $20 owner already withdrew = $50. Second day: $15 in the bank + ($15 + $20 owner already withdrew) = $50.
Rates on a 15-year mortgage stand at an average 6.44% for purchase and 6.49% for refinance, down 17 basis points from 6.61% for purchase and 14 basis points from 6.63% for refinance this time last ...
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