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A finance expert's 4-step plan and practical tips to paying off your high-interest debt — and becoming debt-free.
The best method for paying down your credit card debt depends on the amount of debt you have, your total savings, your financial habits and your spending preferences.
A balance transfer can be a helpful tool for paying off high-interest credit card debt interest-free for an extended period of time.
Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent.
Utilizing zero-percent balance transfer offers can jumpstart your debt repayment efforts by insulating you from high interest rates and facilitating quicker progress on paying down credit card debt.
Credit card interest is a way in which credit card issuers generate revenue. A card issuer is a bank or credit union that gives a consumer (the cardholder) a card or account number that can be used with various payees to make payments and borrow money from the bank simultaneously. The bank pays the payee and then charges the cardholder interest over the time the money remains borrowed. Banks ...
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