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  2. I’m a financial expert: Here are my 4 top tips for paying off ...

    www.aol.com/finance/how-to-pay-off-credit-card...

    Here’s a step-by-step plan to help you get started with paying down high-interest credit card debt. 1. Figure out how much you owe. Your first task is to figure out exactly how much credit card ...

  3. How to maximize your 0% APR credit card and avoid debt traps

    www.aol.com/finance/maximize-0-apr-credit-card...

    Here are four ways to avoid accumulating more debt when using 0 percent intro APR credit cards: 1. Don’t get the wrong card. Many 0 percent intro APR credit cards offer their promotional APRs ...

  4. How to pay off credit card debt - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    Debt consolidation can make it easier and less expensive to pay off your debt, but only if the interest rate of the debt consolidation loan is lower than the interest rates of your credit cards.

  5. Credit card debt - Wikipedia

    en.wikipedia.org/wiki/Credit_card_debt

    Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent.

  6. Credit card interest - Wikipedia

    en.wikipedia.org/wiki/Credit_card_interest

    Credit card interest is a way in which credit card issuers generate revenue. A card issuer is a bank or credit union that gives a consumer (the cardholder) a card or account number that can be used with various payees to make payments and borrow money from the bank simultaneously. The bank pays the payee and then charges the cardholder interest over the time the money remains borrowed. Banks ...

  7. Which debt should you pay off first? Five options to consider

    www.aol.com/finance/debt-pay-off-first-five...

    When deciding which debts to pay off first, consider its type, interest rate, outstanding balance and impact on your credit score. Some strategies to pay off debt effectively include the ...

  8. Annual percentage rate - Wikipedia

    en.wikipedia.org/wiki/Annual_percentage_rate

    The term annual percentage rate of charge ( APR ), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR ( EAPR ), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.

  9. Pay off debt or save? Expert tips to help you choose - AOL

    www.aol.com/finance/pay-off-debt-save-expert...

    Utilizing zero-percent balance transfer offers can jumpstart your debt repayment efforts by insulating you from high interest rates and facilitating quicker progress on paying down credit card debt.

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