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  2. Discounting - Wikipedia

    en.wikipedia.org/wiki/Discounting

    In finance, discounting is a mechanism in which a debtor obtains the right to delay payments to a creditor, for a defined period of time, in exchange for a charge or fee. [ 1] Essentially, the party that owes money in the present purchases the right to delay the payment until some future date. [ 2] This transaction is based on the fact that ...

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  4. Calculator - Wikipedia

    en.wikipedia.org/wiki/Calculator

    A modern scientific calculator with an LCD. An electronic calculator is typically a portable electronic device used to perform calculations, ranging from basic arithmetic to complex mathematics . The first solid-state electronic calculator was created in the early 1960s. Pocket-sized devices became available in the 1970s, especially after the ...

  5. Time value of money - Wikipedia

    en.wikipedia.org/wiki/Time_value_of_money

    Time value of money. The present value of $1,000, 100 years into the future. Curves represent constant discount rates of 2%, 3%, 5%, and 7%. The time value of money is the widely accepted conjecture that there is greater benefit to receiving a sum of money now rather than an identical sum later.

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  7. Original issue discount - Wikipedia

    en.wikipedia.org/wiki/Original_issue_discount

    Original Issue Discount ( OID) is a type of interest that is not payable as it accrues. OID is normally created when a debt, usually a bond, is issued at a discount. In effect, selling a bond at a discount converts stated principal into a return on investment, or interest. The accurate determination of principal and interest is necessary in ...

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