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2. Card-not-present transaction - Wikipedia

   en.wikipedia.org/wiki/Card-not-present_transaction

   A card-not-present transaction ( CNP, mail order / telephone order, MO/TO) is a payment card transaction made where the cardholder does not or cannot physically present the card for a merchant's visual examination at the time that an order is given and payment effected. It is most commonly used for payments made over the Internet, but can also ...

3. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold. Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement ), after the ...

4. Carding (fraud) - Wikipedia

   en.wikipedia.org/wiki/Carding_(fraud)

   Carding (fraud) Carding refers not only to payment card based fraud, but also to a range of related activities and services. Carding is a term of the trafficking and unauthorized use of credit cards. [ 1] The stolen credit cards or credit card numbers are then used to buy prepaid gift cards to cover up the tracks. [ 2]

5. What is an Instant Use Credit Card and How Do They Work - AOL

   www.aol.com/finance/instant-credit-card...

   An instant use credit card allows consumers to begin using their new line of credit as soon as they are approved. Rather than swipe a physical card, consumers pay digitally — like through Apple ...

6. Friendly fraud - Wikipedia

   en.wikipedia.org/wiki/Friendly_fraud

   Friendly fraud. Friendly fraud, also known as chargeback fraud occurs when a consumer makes an online shopping purchase with their own credit card, and then requests a chargeback from the issuing bank after receiving the purchased goods or services. Once approved, the chargeback cancels the financial transaction, and the consumer receives a ...

7. What Is a Credit Card Finance Charge? - AOL

   www.aol.com/credit-card-finance-charge-120014038...

   A credit card’s finance charge is the interest fee charged on revolving credit accounts. It is directly linked to a card’s annual percentage rate and is calculated based on the cardholder’s ...

8. What Is the Difference Between a Charge Card and a Credit Card?

   www.aol.com/finance/difference-between-charge...

   The main differences between charge cards and credit cards are the payment requirements and the interest charged. Though these cards share some similarities, they are not directly interchangeable ...

9. Payment terminal - Wikipedia

   en.wikipedia.org/wiki/Payment_terminal

   A payment terminal, also known as a point of sale (POS) terminal, credit card machine, card reader, PIN pad, EFTPOS terminal (or by the older term as PDQ terminal which stands for "Process Data Quickly" [ 1] ), is a device which interfaces with payment cards to make electronic funds transfers. The terminal typically consists of a secure keypad ...