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  2. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Act contains a provision that limits the first year annual fee for a credit card to 25% of the credit limit. Credit card issuers are still able to charge certain additional fees, such as "setup fees" or "program fees." The Act also restricts the fees that can be charged for gift cards and other prepaid cards.

  3. California Department of Financial Protection and Innovation

    en.wikipedia.org/wiki/California_Department_of...

    dfpi .ca .gov. The California Department of Financial Protection and Innovation (abbreviated DFPI; formerly the Department of Business Oversight, DBO) regulates a variety of financial services, businesses, products, and professionals. [1] The department operates under the California Business, Consumer Services and Housing Agency .

  4. Visa Inc. - Wikipedia

    en.wikipedia.org/wiki/Visa_Inc.

    Visa Inc. ( / ˈviːzə, ˈviːsə /) is an American multinational payment card services corporation headquartered in San Francisco, California. [ 1][ 4] It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. [ 5]

  5. California's new high school requirement: Balance a checkbook ...

    www.aol.com/news/californias-high-school...

    California students will have to complete a course in pocketbook economics — balancing a checkbook, managing credit cards, avoiding scams — to graduate from high school under a bill that will ...

  6. How Seniors Can Get Help With Credit Card Debt - AOL

    www.aol.com/news/seniors-help-credit-card-debt...

    Revolving credit card debt can be a problem at any age, but it's especially troublesome when you're retired and on a fixed income. Unfortunately, credit cards have become the lender of last resort ...

  7. CARD Act: New credit card rules and regulations you ... - AOL

    www.aol.com/2010/02/22/card-act-new-credit-card...

    Major provisions of the CARD Act – or the Credit Card Accountability, Responsibility and Disclosure Act of 2009 – go into effect today that create new credit. Today may well be the first day ...

  8. Payment card interchange fee and merchant discount antitrust ...

    en.wikipedia.org/wiki/Payment_Card_Interchange...

    The payment card interchange fee and merchant discount antitrust litigation is a United States class-action lawsuit filed in 2005 by merchants and trade associations against Visa, Mastercard, and numerous financial institutions that issue payment cards. The suit was filed because of price fixing and other allegedly anti-competitive trade ...

  9. Bank regulation in the United States - Wikipedia

    en.wikipedia.org/wiki/Bank_regulation_in_the...

    The Bank Secrecy Act of 1970 (BSA), also known as the Currency and Foreign Transactions Reporting Act, is a U.S. law requiring financial institutions in the United States to assist U.S. government agencies in detecting and preventing money laundering. [ 2] Specifically, the act requires financial institutions to keep records of cash purchases ...