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2. What is a gift letter for a mortgage? - AOL

   www.aol.com/finance/gift-letter-mortgage...

   Gift letter for mortgage template Your lender might have a gift letter template it requires borrowers to use, so be sure to ask your loan officer before writing your own. Below is a sample for ...

3. Cash Gift for a Down Payment: Buying a House With Your ... - AOL

   www.aol.com/news/2013-01-18-cash-gift-down...

   Write a Gift Letter If someone is going to be gifting you money to help you buy a house, you'll first need a gift letter. The gift letter needs to be a short, sweet letter that is hand-signed by ...

4. What is a mortgage proof of funds letter? - AOL

   www.aol.com/finance/mortgage-proof-funds-letter...

   A proof of funds letter, or POF letter, proves you have the funds to buy a home. You might need one whether you’re getting a mortgage or paying for the property with cash. Many mortgage lenders ...

5. Mortgage fraud - Wikipedia

   en.wikipedia.org/wiki/Mortgage_fraud

   Mortgage fraud refers to an intentional misstatement, misrepresentation, or omission of information relied upon by an underwriter or lender to fund, purchase, or insure a loan secured by real property. Criminal offenses may be prosecuted in either federal or state court, and are typically charged under wire fraud, bank fraud, mail fraud, or ...

6. Gift tax in the United States - Wikipedia

   en.wikipedia.org/wiki/Gift_tax_in_the_United_States

   There is no gift tax if the property is not located in the U.S. There is no gift tax if it is intangible property, such as shares in U.S. corporations and interests in partnerships or LLCs. Non-resident alien donors are allowed the same annual gift tax exclusion as other taxpayers ($14,000 per year for 2013 through 2016 [9]). Non-resident alien ...

7. Emergency Economic Stabilization Act of 2008 - Wikipedia

   en.wikipedia.org/wiki/Emergency_Economic...

   The bill does not provide a mechanism to change the terms of a mortgage without the consent of any company holding a stake in that mortgage. [171] Section 110: Assistance to Homeowners of the Emergency Economic Stabilization Act of 2008 "requires federal entities that hold mortgages and mortgage-backed securities to develop plans to minimize ...