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Credit Sesame is not a scam; it is providing a legitimate service. Safeguarding your information is extremely important for them to keep your credit accurate and protected. Your information is secure with 24-hour monitoring by Credit Sesame, and will never be sold for marketing purposes.
WARNING: Credit Sesame is the WORST credit builder company in existence. In sum, they care more about their PROFITS than actually helping people build their credit.
However, the BBB warns consumers of Credit Sesame imposter scams: “…. this business’s name and website is being used by fraudulent actors using the Credit Sesame name to offer personal loans in exchange for upfront fees generally in the form of gift cards.
A quick Google search for “Credit Sesame security breaches” and “Credit Sesame hacks” reveals no history of vulnerability where unauthorized sharing of personal information is concerned.
With a Credit Sesame account, you'll get a free credit report summary and credit score, which refreshes daily. It also notifies you of changes on your credit file so you can track...
These people are a scam. They make it impossible for you to close an account and then you are stuck paying them fees every month. They will not help your credit, they will destroy it!
We look at credit sesame to see if it's a legit site to get a free credit score from, or if it's just another credit monitoring scam.
Do you agree with Credit Sesame's TrustScore? Voice your opinion today and hear what 2,112 customers have already said.
Is Credit Sesame a Scam? Credit Sesame is not a scam. They make money through offering premium account upgrades to users and through advertising financial products that its members might be interested in (e.g. credit cards and loans).
People interested in Credit Sesame's monitoring services should be aware the company does not provide actual credit reports, but credit report cards or summaries based on information gathered from each bureau.