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View purchase price and income limit information for each of Ohio's 88 counties by using the dropdown on this page.
Find your county's income limits and fair market rents for Housing Tax Credit properties. If you have any questions concerning the following rent and income limits, contact your regional representative.
All income associated with the occupant borrower(s) cannot exceed the Government income limits. Please see income limits below for Government Mortgage Tax Credit Plus if using our MTC Plus program.
The Ohio Housing Finance Agency is an Equal Opportunity Housing entity. Loans are available on a fair and equal basis regardless of race, color, religion, sex, familial status, national origin, military status, disability or ancestry.
All OHFA qualified borrowers must meet each of the following criteria: Applicants must meet OHFA income limits and properties must meet purchase price limits, which vary by county. View OHFA's income and purchase price limits.
Income/Rent Limits By Year. Interest Rates.
If you use the tax credit with a loan through OHFA's First-Time Homebuyer program, you receive a tax credit of 40 percent of the home mortgage interest. The maximum annual tax credit is $2,000. Homebuyers using the Mortgage Tax Credit Plus could have a slightly higher interest rate.
Income limits for OHFA loans vary depending on loan program, family size and location. View maximum household income limits for the current year.
Planning to buy a home in one of OHFA’s target areas; There are other eligibility requirements too, including income caps and purchase price limits. You can learn more on OHFA’s website.
OHFA offers 30-year, fixed-rate FHA, VA, USDA-RD and conventional mortgage loans with generous income and purchase price limits designed especially for homebuyers with low- and moderate-incomes. If you are not a first-time homebuyer, learn more about OHFA's Next Home program.