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  2. Interchange fee - Wikipedia

    en.wikipedia.org/wiki/Interchange_fee

    Interchange fee is a term used in the payment card industry to describe a fee paid between banks for the acceptance of card-based transactions. Usually for sales/services transactions it is a fee that a merchant's bank (the "acquiring bank") pays a customer's bank (the "issuing bank"). In a credit card or debit card transaction, the card ...

  3. Payment card interchange fee and merchant discount antitrust ...

    en.wikipedia.org/wiki/Payment_Card_Interchange...

    The payment card interchange fee and merchant discount antitrust litigation is a United States class-action lawsuit filed in 2005 by merchants and trade associations against Visa, Mastercard, and numerous financial institutions that issue payment cards. The suit was filed because of price fixing and other allegedly anti-competitive trade ...

  4. Durbin amendment - Wikipedia

    en.wikipedia.org/wiki/Durbin_amendment

    Durbin amendment. The Durbin amendment, implemented by Regulation II, [ 1] is a provision of United States federal law, 15 U.S.C. § 1693o-2, that requires the Federal Reserve to limit fees charged to retailers for debit card processing. It was passed as part of the Dodd–Frank financial reform legislation in 2010, as a last-minute addition by ...

  5. How to get a small business loan without collateral

    www.aol.com/finance/small-business-loan-without...

    Bankrate insight. According to the 2023 Small Business Credit Survey, 44 percent of employer firms applied for business loans with a large bank.Twenty-eight percent went with a small bank, while ...

  6. How much will a business loan cost? - AOL

    www.aol.com/finance/much-business-loan-cost...

    Bankrate insight. If you borrow $150,000 with strong credit at an 8 percent APR for five years, your monthly payment would be $3,041.46, with a total interest cost of $32,487.55.

  7. American Express - Wikipedia

    en.wikipedia.org/wiki/American_Express

    In June 2020, it obtained a local bank card clearing business license in China. [108] [109] In a court case Ohio v. American Express Co. (2018), merchants filed a class action lawsuit against American Express and claimed that charging high fees to merchants is a violation of the Sherman Antitrust Act.

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