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2. Interchange fee - Wikipedia

   en.wikipedia.org/wiki/Interchange_fee

   Interchange fee is a term used in the payment card industry to describe a fee paid between banks for the acceptance of card-based transactions. Usually for sales/services transactions it is a fee that a merchant's bank (the "acquiring bank") pays a customer's bank (the "issuing bank"). In a credit card or debit card transaction, the card ...

3. Payment card interchange fee and merchant discount antitrust ...

   en.wikipedia.org/wiki/Payment_Card_Interchange...

   The payment card interchange fee and merchant discount antitrust litigation is a United States class-action lawsuit filed in 2005 by merchants and trade associations against Visa, Mastercard, and numerous financial institutions that issue payment cards. The suit was filed because of price fixing and other allegedly anti-competitive trade ...

4. Surcharge (payment systems) - Wikipedia

   en.wikipedia.org/wiki/Surcharge_(payment_systems)

   Surcharge (payment systems) A surcharge, also known as checkout fee, is an extra fee charged by a merchant when receiving a payment by cheque, credit card, charge card or debit card (but not cash) which at least covers the cost to the merchant of accepting that means of payment, such as the merchant service fee imposed by a credit card company. [1]

5. What Is a Billing Zip Code? How To Find Yours for Your Credit ...

   www.aol.com/finance/billing-zip-code-yours...

   123 Example Street. Beverly Hills, California 90210. Your billing zip code, or credit card postal code, is the five-digit number on the bottom right, which in this sample is 90210. This would be ...

6. What Is a Credit Card Security Code and Why Is It Important?

   www.aol.com/credit-card-security-code-why...

   A card security code is a three- or four-digit number on the back of credit and debit cards that ensures the authenticity of transactions when a physical card is not presented at the point of sale ...

7. Merchant category code - Wikipedia

   en.wikipedia.org/wiki/Merchant_category_code

   MCCs are assigned either by merchant type (e.g., one for hotels, one for office supply stores, etc.) or by merchant name (e.g., 3000 for United Airlines [1]) and is assigned to a merchant by a credit card company when the business first starts accepting that card as a form of payment. [2]

8. Debits and credits - Wikipedia

   en.wikipedia.org/wiki/Debits_and_credits

   A debit card is used to make a purchase with one's own money. A credit card is used to make a purchase by borrowing money. [20] From the bank's point of view, when a debit card is used to pay a merchant, the payment causes a decrease in the amount of money the bank owes to the cardholder. From the bank's point of view, your debit card account ...

9. Credit Card Debt: 5 Fees You Can Still Incur Even If ... - AOL

   www.aol.com/credit-card-debt-5-fees-175101387.html

   There are ways to avoid paying even more on credit card bills. See: 3 Things You Must Do When Your Savings Reach $50,000Find: Pocket an Extra $400 a Month With This Simple Hack Utilizing autopay ...