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Online public access catalog. The online public access catalog ( OPAC ), now frequently synonymous with library catalog, is an online database of materials held by a library or group of libraries. Online catalogs have largely replaced the analog card catalogs previously used in libraries.
If a library card holder wishes to check out an item that is not currently available, the card holder may place a hold request on that item through the online catalog. By entering a library card number, a patron can then choose the branch that the patron wishes to have the item delivered to once it becomes available. [19]
The card catalog was a familiar sight to library users for generations, but it has been effectively replaced by the online public access catalog (OPAC). Some still refer to the online catalog as a "card catalog". [2] Some libraries with OPAC access still have card catalogs on site, but these are now strictly a secondary resource and are seldom ...
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US$ 500 million (2008) Owner. Bluestem Brands, Inc. Number of employees. 6,000 (2002) Website. www.fingerhut.com. Fingerhut is an American catalog / online retailer. [1] [2] Fingerhut is distinguished from other online retailers in that it incorporates a technique known as hire purchase, where customers can pay with credit, and make monthly ...
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The current document is an electronic identification laminated card –or polycarbonate– with NFC technology, in the standard credit card size, which details the full name of the holder, legal ascendant(s), place and date of birth, address, signature, and contains a photograph. [a] The card also prominently displays the unique identification ...
The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...
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