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  2. 12 best cash back credit cards: Up to 5% back - AOL

    www.aol.com/finance/12-best-cash-back-credit...

    The card does require a minimum $200 security deposit - which certainly isn’t the lowest we’ve seen (the Platinum Secured Credit Card from Capital One goes as low as $49 depending on your ...

  3. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [ 1] It is an inexpensive and main alternative to other forms of consumer loan underwriting . Lenders, such as banks and credit card companies, use credit scores to ...

  4. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    A credit score is primarily based on a credit report, information typically sourced from credit bureaus. [2] Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a ...

  5. How to improve your credit score for a mortgage - AOL

    www.aol.com/finance/improve-credit-score...

    2. Pay all your bills on time. To improve your credit score for a mortgage, keep all your accounts in good standing. Missing a payment can lower your credit score, and late payments can stay on ...

  6. What credit score is needed for a student loan? - AOL

    www.aol.com/finance/credit-score-needed-student...

    However, private student loan lenders, typically banks, credit unions and online lenders, often require a credit score of at least 670. The qualifications process may vary slightly from lender to ...

  7. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit history is a record of a borrower's responsible repayment of debts. [ 1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [ 2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report ...

  8. What credit score is needed to buy a house? - AOL

    www.aol.com/finance/credit-score-needed-buy...

    When considering the best credit score to buy a house, many lenders use the FICO model for credit scores. It grades consumers on a 300 to 850 point range, with a higher score indicating less risk ...

  9. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

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