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  2. Des Moines class-action lawsuit against property management ...

    www.aol.com/des-moines-class-action-lawsuit...

    A Des Moines woman has filed a class-action lawsuit against Elevate Property Management, accusing it of charging fees that are illegal under state code and retaining security deposits in bad faith ...

  3. Payment card interchange fee and merchant discount antitrust ...

    en.wikipedia.org/wiki/Payment_Card_Interchange...

    The payment card interchange fee and merchant discount antitrust litigation is a United States class-action lawsuit filed in 2005 by merchants and trade associations against Visa, Mastercard, and numerous financial institutions that issue payment cards. The suit was filed because of price fixing and other allegedly anti-competitive trade ...

  4. Automatic renewal clause - Wikipedia

    en.wikipedia.org/wiki/Automatic_Renewal_Clause

    An automatic renewal clause (also referred to as an evergreen clause), is activated towards the end of the contractual period whereby it automatically renews the terms of an agreement except when the contract is terminated (through mutual agreement or contract breach ), or one of the contracting parties has sent a letter of contract cessation ...

  5. Securitization - Wikipedia

    en.wikipedia.org/wiki/Securitization

    Securitization. Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans or credit card debt obligations (or other non-debt assets which generate receivables) and selling their related cash flows to third party investors as securities, which may be ...

  6. Visa, Mastercard Will Lower Credit Card Fees — How It ... - AOL

    www.aol.com/visa-mastercard-lower-credit-card...

    New Agreement Will Lower Credit Card Transaction Fees. On March 26, 2024, Visa and Mastercard, the two largest credit card issuers in the U.S., agreed to lower credit card interchange fees for ...

  7. How to get a refund for a fraudulent credit card transaction

    www.aol.com/finance/refund-fraudulent-credit...

    You should send this so that it reaches your issuer within 60 days of when the first statement with the fraudulent charge was mailed to you. As a precaution, send it by certified mail and ask for ...

  8. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    The Fair and Accurate Credit Transactions Act of 2003 ( FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [ 1] and signed by President George W. Bush on December 4, 2003, [ 2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request ...

  9. Fee fight: Credit card transaction fees make foes of ... - AOL

    www.aol.com/news/2009-09-17-fee-fight-credit...

    Consumers may not think much about the credit card transaction fees that banks charge retailers. But both groups want you to -- and with a conflict heating up over how much those fees should be ...