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Founded in 1994 and headquartered in Stellenbosch, South Africa, Compuscan is a subsidiary of South African-based Compuscan Information Technologies. [1] The company, which was originally focused on providing credit history reporting for microcredit transactions, is among South Africa's leading credit bureaus and is a member of the nation's Credit Bureau Association.
The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.
National Credit Regulator (NCR) is a South African government agency that regulates the credit industry in South Africa. The NCR was established under National Credit Act 34 of 2005 (the Act). The NCRt is tasked with carrying out education, research, policy development, registration of industry participants, investigation of complaints, and ...
Fitch has withdrawn all ratings for Libya because it does not have enough information to maintain coverage of the issuer. [ 375] Malawi. Mali. Mali was given a credit rating in 2004 as part of a UN development initiative, [ 376] but the rating was later withdrawn. [ 377] Marshall Islands. Mauritania.
TransUnion. TransUnion LLC is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States". [ 4] Its customers include over 65,000 businesses. [ 5]
If you have a FICO credit score over 800, your credit is considered exceptional — and, 24.1 percent of the scorable population had credit scores in the 800 to 850 range in April 2023, according ...
Credit facility. A credit facility is an agreement in terms of which a credit provider supplies goods or services, or pays an amount to the consumer. The consumer's obligation to pay the price or repay the money is deferred, in exchange for which the consumer pays interest and fees. Examples of a credit facility are credit advanced.
Code 7 (A+): 80% - 100%. Code 6 (A): 70% - 79%. Code 5 (B): 60 %- 69%. Code 4 (C): 50% - 59%. Code 3 (D): 40% - 49%. Code 2 (E): 30% - 39%. Code 1 (F): 0% - 29%. The OBE system, when in its experimental stages, originally used a scale from 1 - 4 (a pass being a 3 and a '1st class pass' being above 70%), but this system was considered far too ...
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