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The payment card interchange fee and merchant discount antitrust litigation is a United States class-action lawsuit filed in 2005 by merchants and trade associations against Visa, Mastercard, and numerous financial institutions that issue payment cards. The suit was filed because of price fixing and other allegedly anti-competitive trade ...
Interchange fee is a term used in the payment card industry to describe a fee paid between banks for the acceptance of card-based transactions. Usually for sales/services transactions it is a fee that a merchant's bank (the "acquiring bank") pays a customer's bank (the "issuing bank"). In a credit card or debit card transaction, the card ...
Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.
Thanks to The Kansas City Star for an excellent overview of the credit card swipe fee legislation proposed by Kansas Sen. Roger Marshall. (Dec. 2, 1A, “Marshall wants businesses to pay less for ...
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On March 19, 1983, the numbering plan area was divided: the immediate Houston area retained 713, while the northern, eastern and western portions became area code 409. On November 2, 1996, area code 713 was split, with most of Houston's suburbs switching to 281. The dividing line roughly followed Beltway 8. Generally, most of Houston itself and ...
MCCs are assigned either by merchant type (e.g., one for hotels, one for office supply stores, etc.) or by merchant name (e.g., 3000 for United Airlines [1]) and is assigned to a merchant by a credit card company when the business first starts accepting that card as a form of payment. [2]
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