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  2. Genesis credit and Wayfair - How do I use this?! - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Card-Applications/Genesis-credit-and-Wayfair...

    The next time you do this it’ll only ask for the last 4 of your social since youve officially registered your genesis acct on you wayfair acct as a payment method. When I was checking out at Wayfair a few nights ago, I decided to just give the SP a shot and see if I would be approved for anything. I - 5702460.

  3. Comenity closed my wayfair account! - myFICO® Forums - 6049161

    ficoforums.myfico.com/t5/Mortgage-Loans/Comenity-closed-my-wayfair-account/td...

    Comenity closed my wayfair account! Hello all! So 2 weeks ago Comenity sent me a secured message, asking for me to verify my identity. I opened a wayfair account in March, used it once and then in May they raise my limit from $500 to $1300. So then 2 weeks ago i get the letter to send it supporting docs to prove my identity.

  4. Approved for Wayfair account (Citi))! - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Wayfair-account...

    Re: Approved for Wayfair account (Citi))! Congrats on your Wayfair Approval🎉👍. Starting Score: 541. Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644. Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661. Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706. Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+, In the ...

  5. Wayfair Alternative Financing (Genesis FS Card Services)

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Wayfair-Alternative-Financing...

    The APR is 29%. They offer a decent starting limit (they do not offer CLI) There is no special financing like the Wayfair card from Comenity. No percentage discount or cashback. Can be used at Wayfair and any of its affiliates. They do not offer you a physical card, they take the account information from you at checkout.

  6. Wayfair switch to Comenity, they reported my account ... -...

    ficoforums.myfico.com/t5/General-Credit-Topics/Wayfair-switch-to-Comenity-they...

    Re: Wayfair switch to Comenity, they reported my account 30 days late! You have to be 30 days late before you can be reported to the bureaus. If you were only 16 days late it can be disputed. Otherwise, you were two payments behind. 10-31-2020 01:00 PM.

  7. WAYFAIR APPROVAL HELP PLEASE - myFICO® Forums - 4607168

    ficoforums.myfico.com/t5/Credit-Card-Approvals/WAYFAIR-APPROVAL-HELP-PLEASE/td...

    Hello, I am not sure if this is the right place for this question. I was approved for a Wayfair card ($2500 SL) and I saw several posts about how people have had success requesting a CLI via the luv button. My question is, how do you create an account prior to receiving the card if Comenity won't pr...

  8. Overstock vs Wayfair Decision? - myFICO® Forums - 4623387

    ficoforums.myfico.com/t5/Credit-Card-Applications/Overstock-vs-Wayfair...

    Currently I am over 700 on all 3 bureaus and was working on aging the accounts that I have rather than adding new ones but the Wayfair accounts gives me the 0 percent or $250 on my purchase and an account that would be beneficial to me in the future. I can take one more hit on my reports but then I must refrain from adding new accounts for sure.

  9. CLOSED! Comenity Wayfair - myFICO® Forums - 6004822

    ficoforums.myfico.com/t5/Credit-Cards/CLOSED-Comenity-Wayfair/td-p/6004822

    5 Comenity Accounts - Total Exposure 38,600. Wayfair Account Age 1 yr, 7 mos / 4500 limit. West Elm, Pottery Barn, J Crew, Overstock all have zero balances and been used in the last 6 mos, but again, not sure if that matters or not. Ironically, I also woke up to an alert from Experian reading "High Five! ~ Your FICO Score Is Doing Great!"

  10. Wayfair now has preapproval for store card? - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-now-has-preapproval...

    I've been thinking about a Wayfair account so when I saw the pre-approval I was interested. Followed the link and the application does indicate it 'will not impact score'. But what they don't tell you is that if you're not approved they send you to their partnering company, Fortiva Credit (never heard of them) for a potential Line of Credit and ...

  11. Wayfair and another card Closed last year??? - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Cards/Wayfair-and-another-card-Closed-last...

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