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I just used my Victoria's Secret card for the first time in a few months. I logged into my online account (Comenity) and see that on the same day that I made my transaction, someone else used my card number to make a $100+ transaction. I have already contacted Comenity and they initiated their 90d investigation and froze the card number.
Re: Victoria’s Secret Comenity Charge off problem. While I guess it is entirely possible that Comenity has reacquired the debt back from Portfolio Recovery I would find that hard to believe. By the time PRA acquires a debt it has already been charged off by the original creditor and it is my understanding such debts are purchased in bulk ...
Comenity Bank. PO Box 182789. Columbus, OH 43218-2789. Here is what I wrote for my GW letter, it's simple and to the point. I also provided a screenshot showing I havent missed any other payments. "Hello, my name is X X I'm writing you today because I am a customer of your Victoria's Secret store card.
01-04-202301:22 PM. Victoria Secret Re-pull Credit to Keep Card Open. I recently called VS to request a replacement card. I hadn't used it in almost 2 years anyway. The CSR told me they were going to be closing my card soon due to inactivity and that they would need to re-pull my credit in order for me to keep it open.
REMOVING VICTORIA SECRET COLLECTION AFTER PAYMENT. Hi Everyone, I opened an account in 2018 with Victoria Secret which is owned by Comenity Bank. I was let go from my job and the account eneded up going to collections. The collection was sold to Dynamic Recovery Services, I recently paid collection in full BUT its still listed on my credit report.
Just got a "denial letter" from them and it says "we are unable to continue processing the application for a victoria's secret credit card until you contact us directly to verify the information provided" Problem is I have several inquries now and just got another one from US bank to app for their...
Re: Victoria's Secret (Comenity) Account Fraud 🤬 To this day i still believe my Sams Club card fraud was inside job since it happened basically as soon as i did my in store app. Even though fraud happened in Cali, well, just my suspicion.
I wish MyFico would indicate specifics on score increases, but I'm certainly not complaining!! Thanks again for the contact! Starting Scores May 19, 2014 - Lender Pull. EQ: 562 EX: 560 TU: 543. Late January 2015: EQ: 627 EX: 641 TU: 609. March 2015 Scores: EQ: 673 EX: 673 TU: 677. Goal : 700 And Clean Reports!!
Call 1-888-676-3695 (recon number posted here), and see if you have any luck there. Online looks to be a mixed bag on approvals/denials on recons, so I can't really say for sure. Good luck! EX: 713 VantageScore FICO: 668. TU: 688 VantageScore FICO: 697. EQ: 647 VantageScore FICO: 665. As of: 9/18.
Re: VICTORIA SECRET BAIT AND SWITCH. I'm thinking I should do something. Anymore, seems rules or coloring outside the lines is acceptable by companies. But one misstep by consumer and that's a huge infraction. I'm still thinking the best course of action. Message 4 of 29.