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2. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   A credit history is a record of a borrower's responsible repayment of debts. [ 1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [ 2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report ...

3. Credit bureau - Wikipedia

   en.wikipedia.org/wiki/Credit_bureau

   A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]

4. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting . Lenders, such as banks and credit card companies, use credit scores to ...

5. Is Paying for Credit Repair a Scam? - AOL

   www.aol.com/finance/paying-credit-repair-scam...

   Image source: Getty Images. Your credit score does not reflect your worth as a human being. It can't measure your capacity for doing good, and it says nothing about the quality of life you lead.

6. Is your personal data among the billions included in the ...

   www.aol.com/personal-data-among-billions...

   "As a second step, you may want to contact the three U.S. credit reporting agencies to obtain a free credit report from each by calling 1-877-322-8228 or by logging onto www.annualcreditreport.com."

7. Is no credit better than bad credit? - AOL

   www.aol.com/finance/no-credit-better-bad-credit...

   The bottom line. Yes, no credit is better than bad credit, but neither situation is good for you long-term. Knowing how to build your credit can help you overcome the obstacles of having no credit ...