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If you send your Section 609 dispute letter by normal U.S. mail, you won’t have proof of when (or if) your letter is received by the credit bureaus. ... Equifax: 866-349-5191. Experian: 888-397 ...
Step 7 (If Needed): File Another Dispute. If you haven't heard back from any of the credit bureaus within 30 days of filing your initial dispute — or if you received investigation results but ...
The Equifax data breach occurred between May and July 2017 at the American credit bureau Equifax. Private records of 147.9 million Americans along with 15.2 million British citizens and about 19,000 Canadian citizens were compromised in the breach, making it one of the largest cybercrimes related to identity theft.
2. Verify the age of any outstanding debts. If you want to remove old debt from your credit report, you need to verify the age of your debt. According to Maxine Sweet, former vice president of ...
The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.
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