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Here’s what happens and what you can do when you apply for the wrong credit card.
A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services, or withdraw cash, on credit. Using the card thus accrues debt that has to be repaid later. [1] Credit cards are one of the most widely used forms of payment across the world. [2] A regular credit card is different from a charge card, which requires the balance to be repaid in full each ...
SBI Cards & Payment Services Limited, previously known as SBI Cards & Payment Services Private Limited, is a credit card company and payment provider in India. SBI Card was launched in May 1998 by the State Bank of India and GE Capital.
State Bank of India. State Bank of India (SBI) is an Indian multinational public sector bank and financial services statutory body headquartered in Mumbai, Maharashtra. It is the 48th largest bank in the world by total assets and ranked 178th in the Fortune Global 500 list of the world's biggest corporations of 2024, being the only Indian bank ...
Still, a handful of unsecured credit cards for bad credit are available, though they tend to have annual fees, fewer perks and lower credit limits compared to cards for fair or better credit.
If you do apply for an unsecured card and you are approved, your interest rates are going to vary depending on your creditworthiness. You can build credit in several different ways.
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