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  2. Get help with your AOL billing questions

    help.aol.com/articles/account-management...

    The $1 charge won’t actually be deducted from the account. The bank for the credit card should remove the charge within a day or two. If you used a credit card for age verification and noticed the charge hasn’t been removed after a few days, please contact your bank or credit card company.

  3. Add, edit, or delete a payment method for AOL services

    help.aol.com/articles/update-your-payment-method

    If your card number has changed, you must add a new card. 1. Sign in to your My Account page. 2. Click My Wallet. 3. Click Payment Methods. 4. Click Add Credit or Debit Card. 5. Enter the new info. 6. Click Submit.

  4. Credit card companies are ripping you off like never before - AOL

    www.aol.com/credit-card-companies-ripping-off...

    Lana Linge has $42,000 in credit-card debt, but it's not the giant tab that has her most frustrated. "I know for a lot of people, they're in debt because of these freak things that are outside of ...

  5. How to dispute a credit card charge - AOL

    www.aol.com/finance/dispute-credit-card-charge...

    Disputing a charge — whether you were double-billed, overcharged or hit with credit card fraud — is one of your rights under the Fair Credit Billing Act. And while it should be (and often is ...

  6. How to Cancel a Credit Card: Our 5-Step Guide - AOL

    www.aol.com/finance/cancel-credit-card-5-step...

    Then you paid off the second credit card’s balance, which improved your ratio to 25% ($4,000/$16,000). But if you closed the second credit card account, your credit utilization ratio would ...

  7. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    Credit card issuers are still able to charge certain additional fees, such as "setup fees" or "program fees." The Act also restricts the fees that can be charged for gift cards and other prepaid cards. Eliminates excessive marketing to young adults. Consumers under the age of 21 must prove that they have an independent income or get a co-signer ...

  8. Credit card debt - Wikipedia

    en.wikipedia.org/wiki/Credit_card_debt

    [citation needed] Declines in credit card debt may be caused by consumers paying off their debt, credit card companies writing off charged-off debt, or a combination of both. [citation needed] The inclusion of charged-off debt can significantly affect debt trends and the characterization of a nation's financial health. [citation needed]

  9. Charge-off - Wikipedia

    en.wikipedia.org/wiki/Charge-off

    A charge-off or chargeoff is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors make this declaration at the point of six months without payment. A charge-off is a form of write-off.

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