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proudly serving america’s library community For over 85 years, it’s been our honor to serve America’s library community and help our members and their families live their best financial life story.
A Library of Congress FCU Visa Credit Card has more than just good looks. It also features 9.75% APR* for purchases and a low 8.75% APR* balance transfer rate to help lower monthly payments. Enjoy our many Fixed Rate credit card features.
When you join the Library of Congress FCU, you are not just a member, you are part of a cooperative made by and for members of the library community just like you. We help you live your best financial life story. Let’s get started. See if you are eligible to join.
A Library of Congress FCU Home Equity Loan can give you an affordable option to pay for anything from home improvements, higher education, debt consolidation to any other needs you may have. Borrow up to 90% of your home’s value minus what you still owe and use the money for almost anything you like with fixed monthly payments.
With a Library of Congress FCU Line of Credit, you can write yourself a loan as needed, consolidate debt to save big, or add overdraft protection to your checking account. This revolving line of credit gives you up to $10,000 to use as you wish with no annual or transfer fees.
Our Story. Back in 1935, a group of employees from the Library of Congress met to create a credit union to help their coworkers and families get ahead financially. While the credit union has changed over the years the vision of those pioneering library employees remains the same.
At the Library of Congress Federal Credit Union, we help simplify your financial life by offering direct deposit, Visa® gift cards, wireless transfers, money orders, notary services and signature guarantee.
We’re here to help ensure you don’t overdraw on your accounts with several options, including Member Privilege® Overdraft Protection, a line of credit, and automatic transfers from your Share Savings account.
5 Factors that boost credit scores - A solid credit score can help you finance your first home, a new car, and even save you money with lower interest rates for those loans. Here are five factors that can repair or even boost a credit score.
You’ll get everything you need from a Library of Congress FCU Checking account. That includes earning dividends, a Visa Debit Card, no monthly balance requirements, unlimited check writing, surcharge-free access to over 80,000 ATMs worldwide, no per-check charges, and more.