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  2. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    Phone number. Date of birth ... Transunion: 800-916-8800. What happens after you send a 609 dispute letter. After the credit bureaus receive your letter, they typically contact the creditor about ...

  3. How to unfreeze credit if you lose your PIN - AOL

    www.aol.com/finance/unfreeze-credit-lose-pin...

    Click on the “Freeze” page under “Identity”. Unfreeze your report. You can also lift your credit freeze in the following ways: Over the phone: Call Equifax at 888-298-0045. A ...

  4. TransUnion - Wikipedia

    en.wikipedia.org/wiki/TransUnion

    TransUnion LLC is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States". [ 4] Its customers include over 65,000 businesses. [ 5]

  5. How to spot debt collection scams: 6 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Before disclosing any information, look for these eight signs of a fake debt collection scam. 1. The contact information is suspicious. Legitimate debt collectors usually provide contact ...

  6. Credit bureau - Wikipedia

    en.wikipedia.org/wiki/Credit_bureau

    A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]

  7. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  8. Is Paying for Credit Repair a Scam? - AOL

    www.aol.com/finance/paying-credit-repair-scam...

    All you have to do is dispute that portion of your credit report with the credit reporting agency in question. It has 30 days to investigate your dispute. If it finds you're correct, it must ...

  9. Notice of Dispute Form - AOL Legal

    legal.aol.com/legacy/notice_of_dispute.html

    MAIL the form to Oath Inc., Dept. 5771, PO BOX 65101, Sterling, VA, 20165-8806 . You may receive a call from an Oath Legal Representative at the phone number below to discuss your dispute. We will email you at the email address you provide below to confirm receipt of your Notice of Legal Dispute form. INCLUDE any documentation you deem ...