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2. Is a Credit Card Balance Transfer Right for You? - AOL

   www.aol.com/finance/credit-card-balance-transfer...

   A balance transfer is exactly this: moving your credit card balance to a new card with a low or 0% interest rate. Yes, the amount you owe remains the same, but you will save — for a limited time ...

3. The 10 Best Balance Transfer Credit Cards Available Now - AOL

   www.aol.com/10-best-balance-transfer-credit...

   If you currently have credit card debt, a balance transfer card may help you to reduce your interest rate, lower your payments and help you pay the debt off sooner. A recent GOBankingRates survey...

4. Credit card - Wikipedia

   en.wikipedia.org/wiki/Credit_card

   v. t. e. A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. [ 1] Credit cards are one of the most widely used forms of payment across the world. [ 2]

5. Coupon - Wikipedia

   en.wikipedia.org/wiki/Coupon

   Coupon. In marketing, a coupon is a ticket or document that can be redeemed for a financial discount or rebate when purchasing a product . Customarily, coupons are issued by manufacturers of consumer packaged goods [ 1] or by retailers, to be used in retail stores as a part of sales promotions. They are often widely distributed through mail ...

6. Transtheoretical model - Wikipedia

   en.wikipedia.org/wiki/Transtheoretical_model

   The transtheoretical model of behavior change is an integrative theory of therapy that assesses an individual's readiness to act on a new healthier behavior, and provides strategies, or processes of change to guide the individual. [ 1] The model is composed of constructs such as: stages of change, processes of change, levels of change, self ...

7. The Pros and Cons of Credit Card Churning - AOL

   www.aol.com/finance/pros-cons-credit-card...

   One of the more controversial credit card strategies is known as churning. That's when you open a new card with a big, juicy welcome bonus, use the card just enough to cash in, close the card ...