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  2. 35 strangers fraudulently added to California woman's Chase ...

    www.aol.com/finance/35-strangers-fraudulently...

    But that’s exactly what happened to the Walnut Creek, California, woman: 35 credit cards, all in other people’s names, started to arrive in her mailbox while she was on vacation — each with ...

  3. Woman fakes 133 police reports to erase millions in debts ...

    www.aol.com/news/woman-fakes-133-police-reports...

    Woman fakes 133 police reports to erase millions in debts, Texas cops say. Aspen Pflughoeft. July 11, 2022 at 12:47 PM. Photo from Harris County Constable Precinct 4. The owner of a credit repair ...

  4. ‘You most likely will be held responsible’: A California ...

    www.aol.com/finance/most-likely-held-responsible...

    For example, credit card interest rates tend to be quite high, but by consolidating the debt with a personal loan through Credible, you can get much lower interest rates. That way, you can manage ...

  5. 'This is not a joke': 20-year-old Texas woman spends 70% of ...

    www.aol.com/finance/not-joke-20-old-texas...

    By comparison, Gen Z Americans — aged 18 to 26 — have an average of $3,262 in credit card debt, according to Experian’s latest consumer debt report. Tackling credit card debt before it ...

  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The VantageScore 4.0 score was released in mid-2017 and also uses a range of 300–850. Consumers can get free VantageScores from free credit report websites, and from some credit cards issued by Capital One, American Express, U.S. Bank, Chase Bank, TD Bank, N.A., Synchrony Bank, and USAA Bank. The VantageScore 3.0 and 4.0 lower than 550 is ...

  7. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit history is a record of a borrower's responsible repayment of debts. [1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report ...

  8. Equal Credit Opportunity Act - Wikipedia

    en.wikipedia.org/wiki/Equal_Credit_Opportunity_Act

    The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...

  9. Advance-fee scam - Wikipedia

    en.wikipedia.org/wiki/Advance-fee_scam

    Scam letter posted within South Africa. An advance-fee scam is a form of fraud and is one of the most common types of confidence tricks.The scam typically involves promising the victim a significant share of a large sum of money, in return for a small up-front payment, which the fraudster claims will be used to obtain the large sum.

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