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2. How much homeowners insurance do I need? - AOL

   www.aol.com/finance/much-homeowners-insurance...

   Personal property insurance is a certain percentage of Coverage A, or dwelling coverage. Usually, the industry standard is 50 percent of the dwelling coverage, but the amount can vary between ...

3. When to file a home insurance claim and how to do it - AOL

   www.aol.com/finance/file-home-insurance-claim...

   The process requires a deliberate step-by-step approach: Contact your homeowners insurance company or agent as soon as possible and carefully complete and submit the required claim forms. Gather ...

4. How to get home insurance discounts - AOL

   www.aol.com/finance/home-insurance-discounts...

   To get the highest discount, you usually have to meet certain qualifications. For instance, a company may offer a 5% discount for being claims-free for three years but only offer the full 10% to a ...

5. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   Home insurance. Home insurance, also commonly called homeowner's insurance (often abbreviated in the US real estate industry as HOI ), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents ...

6. Replacement value - Wikipedia

   en.wikipedia.org/wiki/Replacement_value

   If insurance carriers honestly determine replacement cost, it becomes a "win-win" for both for the carriers and the customers. However, when a replacement cost determination is made by the carrier (and, perhaps, its third party expert) that exceeds the actual cost of replacement, the customer is likely to be paying for more insurance than ...

7. Condition of average - Wikipedia

   en.wikipedia.org/wiki/Condition_of_average

   Condition of average (also called underinsurance [1] in the U.S., or principle of average, [2] subject to average, [3] or pro rata condition of average [4] in Commonwealth countries) is the insurance term used when calculating a payout against a claim where the policy undervalues the sum insured. In the event of partial loss, the amount paid ...