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  2. How to get home insurance discounts - AOL

    www.aol.com/finance/home-insurance-discounts...

    To get the highest discount, you usually have to meet certain qualifications. For instance, a company may offer a 5% discount for being claims-free for three years but only offer the full 10% to a ...

  3. How much homeowners insurance do I need? - AOL

    www.aol.com/finance/much-homeowners-insurance...

    Personal property insurance is a certain percentage of Coverage A, or dwelling coverage. Usually, the industry standard is 50 percent of the dwelling coverage, but the amount can vary between ...

  4. Factors that impact your cost of homeowners insurance - AOL

    www.aol.com/finance/factors-impact-cost...

    The average cost of home insurance in the U.S. is $1,687 per year for a policy with $250,000 in dwelling coverage. However, home insurance premiums are unique to each individual. Homeowners ...

  5. Replacement value - Wikipedia

    en.wikipedia.org/wiki/Replacement_value

    In the insurance industry, "replacement cost" or " replacement cost value " is one of several methods of determining the value of an insured item. Replacement cost is the actual cost to replace an item or structure at its pre-loss condition. This may not be the "market value" of the item, and is typically distinguished from the "actual cash ...

  6. Property insurance - Wikipedia

    en.wikipedia.org/wiki/Property_insurance

    Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, or boiler insurance. Property is insured in two main ways—open perils and named perils.

  7. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Home insurance. Home insurance, also commonly called homeowner's insurance (often abbreviated in the US real estate industry as HOI ), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents ...

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