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2. How much homeowners insurance do I need? - AOL

   www.aol.com/finance/much-homeowners-insurance...

   Personal property insurance is a certain percentage of Coverage A, or dwelling coverage. Usually, the industry standard is 50 percent of the dwelling coverage, but the amount can vary between ...

3. When to file a home insurance claim and how to do it - AOL

   www.aol.com/finance/file-home-insurance-claim...

   The process requires a deliberate step-by-step approach: Contact your homeowners insurance company or agent as soon as possible and carefully complete and submit the required claim forms. Gather ...

4. What is home insurance replacement cost coverage? - AOL

   www.aol.com/finance/replacement-cost-coverage...

   Replacement cost coverage is typically included for the dwelling and other structures components of a standard home insurance policy. It does typically cost more to add a personal property ...

5. Replacement value - Wikipedia

   en.wikipedia.org/wiki/Replacement_value

   If insurance carriers honestly determine replacement cost, it becomes a "win-win" for both for the carriers and the customers. However, when a replacement cost determination is made by the carrier (and, perhaps, its third party expert) that exceeds the actual cost of replacement, the customer is likely to be paying for more insurance than ...

6. Condition of average - Wikipedia

   en.wikipedia.org/wiki/Condition_of_average

   Condition of average (also called underinsurance [1] in the U.S., or principle of average, [2] subject to average, [3] or pro rata condition of average [4] in Commonwealth countries) is the insurance term used when calculating a payout against a claim where the policy undervalues the sum insured. In the event of partial loss, the amount paid ...

7. Lenders mortgage insurance - Wikipedia

   en.wikipedia.org/wiki/Lenders_mortgage_insurance

   Lenders mortgage insurance ( LMI ), also known as private mortgage insurance ( PMI) in the US, is a type of insurance payable to a lender or to a trustee for a pool of securities that may be required when taking out a mortgage loan. Its purpose is to offset losses in the case where a mortgagor is not able to repay the loan and the lender is not ...