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  2. Merchant category code - Wikipedia

    en.wikipedia.org/wiki/Merchant_category_code

    A merchant category code ( MCC) is a four-digit number used for retail financial services to classify a business by the types of goods or services it provides. Codes are specified by the ISO 18245 standard.

  3. How to find a business merchant category code - AOL

    www.aol.com/finance/business-merchant-category...

    Merchant code range. Business type. 0001–1499. Agricultural services. 1500–2999. Contracted services. 4000–4799. Transportation services. 4800–4999. Utility ...

  4. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Like in the previous example, if one has a balance of $100 in the bank and used a debit card to make a purchase at a retail store for $30, the available balance will immediately decrease to $70, as a hold on the $30 is enacted because the merchant has obtained an authorization from the bank by swiping the card through the credit card terminal.

  5. ISO 18245 - Wikipedia

    en.wikipedia.org/wiki/ISO_18245

    ISO 18245. ISO 18245 is an ISO standard concerning the assignment of merchant category codes (MCC) in retail financial services. These are used to control usage of corporate credit cards. MCCs are assigned by merchant type (e.g. one for hotels, one for office supply stores, etc.), with each merchant being assigned an MCC by the bank.

  6. Why Merchant Category Codes Matter for Rewards - AOL

    www.aol.com/news/why-merchant-category-codes...

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  7. Standard Industrial Classification - Wikipedia

    en.wikipedia.org/wiki/Standard_Industrial...

    The Standard Industrial Classification (SIC) was a system for classifying industries by a four-digit code as a method of standardizing industry classification for statistical purposes across agencies. Established in the United States in 1937, it is used by government agencies to classify industry areas. Similar SIC systems are also used by ...

  8. Should gun store sales get special credit card tracking ... - AOL

    www.aol.com/news/gun-store-sales-special-credit...

    “The merchant category code is the first step in the banking system saying, `Enough! ... for example, Republican-led Louisiana will become the 29th state to allow residents to carry concealed ...

  9. History of banking - Wikipedia

    en.wikipedia.org/wiki/History_of_banking

    1913 – The Federal Reserve Act created the Federal Reserve System, the central banking system of the United States, and granted it the legal authority to issue legal tender. 1930–33 – In the wake of the Wall Street Crash of 1929, 9,000 banks close, wiping out one third of the money supply in the United States. [219]