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  2. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

  3. Durbin amendment - Wikipedia

    en.wikipedia.org/wiki/Durbin_amendment

    The Durbin amendment, implemented by Regulation II, [ 1] is a provision of United States federal law, 15 U.S.C. § 1693o-2, that requires the Federal Reserve to limit fees charged to retailers for debit card processing. It was passed as part of the Dodd–Frank financial reform legislation in 2010, as a last-minute addition by Dick Durbin, a ...

  4. Visa Inc. - Wikipedia

    en.wikipedia.org/wiki/Visa_Inc.

    Visa Inc. ( / ˈviːzə, ˈviːsə /) is an American multinational payment card services corporation headquartered in San Francisco, California. [ 1][ 4] It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. [ 5]

  5. Payment card interchange fee and merchant discount antitrust ...

    en.wikipedia.org/wiki/Payment_Card_Interchange...

    The payment card interchange fee and merchant discount antitrust litigation is a United States class-action lawsuit filed in 2005 by merchants and trade associations against Visa, Mastercard, and numerous financial institutions that issue payment cards. The suit was filed because of price fixing and other allegedly anti-competitive trade ...

  6. Credit card swipe fee legislation: Reader wonders if it’s ...

    www.aol.com/credit-card-swipe-fee-legislation...

    Opponents of credit card swipe fee legislation claim it will benefit big box retailers, cause harm to consumers and small businesses. ... (Dec. 2, 1A, “Marshall wants businesses to pay less for ...

  7. Fee fight: Credit card transaction fees make foes of ... - AOL

    www.aol.com/news/2009-09-17-fee-fight-credit...

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  8. Citi's No-Penalty, No-Fee Credit Card: What's the Catch? - AOL

    www.aol.com/news/2011-07-25-citis-no-penalty-no...

    The Citi Simplicity card charges no late fees, no penalty rate and has one single interest rate for purchases, balance transfers and cash advances. That eliminates the so-called "gotchas" that can ...

  9. California Consumer Privacy Act - Wikipedia

    en.wikipedia.org/wiki/California_Consumer...

    The bill was passed by the California State Legislature and signed into law by the Governor of California, Jerry Brown, on June 28, 2018, to amend Part 4 of Division 3 of the California Civil Code. [2] Officially called AB-375, the act was introduced by Ed Chau, member of the California State Assembly, and State Senator Robert Hertzberg. [3] [4]

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