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Bank of America is converting all eBanking accounts into its Core Checking product, which includes a $12 monthly fee. There are a few ways consumers can avoid the $12 monthly maintenance fee. The first way to avoid the fee is to have a qualifying direct deposit of at least $250. The second is to maintain a minimum daily balance of $1,500 or more.
If you have a Bank of America checking account that currently requires a minimum balance of $10,000 to avoid the $25 monthly maintenance fee. That minimum balance requirement is going up to $20,000 in November. I had an Advantage Interest Tiered checking account subject to the $10,000 minimum balance. I just had it changed to an Advantage Plus ...
Nope. Bank Auditor & former B of A emp. You can open an Ally account online on their website. Not sure what (if any) implications there are for opening an account with a foreign address. Hi all, my Adv Plus Banking (a checking account) is charged $12.00 by Bank of America every month as Maintenance fee. I looked at the sub to see how….
If you have and can maintain over 1500 in the account (min daily balance), then you would be better off opening a regular checking account with them (it's called Advantage Plus).. that is if you wish to stay with BofA.. otherwise, plenty of other choices where maintenance fee is not charged at all..
Most people around this sub know that if you have certain plan with Bank of America, if your checking account dips below $1500 and it stays there within your monthly maintenance check, you get charged $12 to your checking. What I have recently discovered, BOA charges me directly after I pay my rent and doesnt matter the date.
I am unemployed, so my income is like $100 a month, meaning I have no way to qualify for the waiver in other ways. The maintenance fee is $12 per month, and only having $100 per month I cannot afford this. The $12 was just deducted from my account for this month but I didn't have $12, putting me into overdraft and giving me an additional $10 ...
Bank of America Monthly Maintenance Fee. If there is $0 balance in a Bank of America account, does the bank still take out the monthly maintenance fee so that the account holder is left with a negative balance? Or does the account stay with the $0 balance? You will most likely have a negative balance. they'll still charge you and if you go ...
I have a BoA advantage checking account. I haven't been able to maintain monthly minimum balance/deposit in that account. My first 12$ monthly maintenance fee was charged on Jan 18th. I was planning on depositing a check today (Feb 16th), but the bank deducted the 12$ maintenance fee yesterday. Is it normal to charge before 1 month?
Saving. Bank of America Advantage Plus Checking account states you can avoid the $12 monthly fee if: Have at least one qualifying direct deposit of $250. OR. Maintain a minimum daily balance of $1,500 or more. If I only had $100 in my account and I got fired from my work, can I still avoid the fee if my partner sets up direct deposit from his ...
Move to a Credit Union. Enjoy your $25 fee. Chances are you have an interest based checking acct. Call and ask to be switched to a core checking. Free if direct deposit of $250+ or balance of 1500+. So Long BoA. I'm so glad I signed up for a new USAA account 1 week ago, but just wanted to make everyone with a BoA account aware they are now….