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2. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   For the figures above, the loan payment formula would look like: 0.06 divided by 12 = 0.005. 0.005 x $20,000 = $100. In this example, you’d pay $100 in interest in the first month. As you ...

3. What Is An Auto Loan and How Does It Work?

   www.aol.com/auto-loan-does-205440765.html

   An auto loan is a sum of money that you borrow from a lender to buy a car. You’ll pay fixed monthly payments for the duration of the loan. It will include interest and fees. Your credit score ...

4. Car finance - Wikipedia

   en.wikipedia.org/wiki/Car_finance

   Over 85% of new cars and half of used cars are financed (as opposed to being paid for in a lump sum with cash). [2] Roughly 30% of new vehicles during the same time period were leased. [2] There are two primary methods of borrowing money to buy a car: direct and indirect. A direct loan is one that the borrower arranges with a lender directly.

5. What is the actual cash value of my car? - AOL

   www.aol.com/finance/actual-cash-value-car...

   Actual cash value (ACV) ACV is used to determine how much of a payout you will receive for a totaled vehicle. It is determined by the replacement cost of your vehicle minus depreciation, which ...

6. Amortization schedule - Wikipedia

   en.wikipedia.org/wiki/Amortization_schedule

   An amortization schedule is a table detailing each periodic payment on an amortizing loan (typically a mortgage ), as generated by an amortization calculator. [ 1] Amortization refers to the process of paying off a debt (often from a loan or mortgage) over time through regular payments. [ 2] A portion of each payment is for interest while the ...

7. Capital adequacy ratio - Wikipedia

   en.wikipedia.org/wiki/Capital_adequacy_ratio

   Capital adequacy ratios (CARs) are a measure of the amount of a bank's core capital expressed as a percentage of its risk-weighted asset . Capital adequacy ratio is defined as: TIER 1 CAPITAL = (paid up capital + statutory reserves + disclosed free reserves) - (equity investments in subsidiary + intangible assets + current & brought-forward losses)