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2. What is a merchant cash advance? - AOL

   www.aol.com/finance/merchant-cash-advance...

   The financing company charges fees. Instead of an interest rate, MCAs typically charge a factor rate that gets multiplied by the entire loan amount. For example, a $100,000 advance with a factor ...

3. Best merchant cash advances - AOL

   www.aol.com/finance/best-merchant-cash-advances...

   You can qualify for Credibly’s merchant cash advance with a personal credit score of just 550. You do need to have $25,000 in monthly revenue ($300,000 annually), according to a spokesperson ...

4. Merchant cash advance - Wikipedia

   en.wikipedia.org/wiki/Merchant_cash_advance

   A merchant cash advance (MCA) is a type of business funding or loan that is repaid by the lender taking a percentage of the businesses' daily credit or debit card income, directly from the payment processor. The term Merchant Cash Advance is commonly used to describe a variety of small business financing options characterized by purchasing ...

5. Factor rate vs. interest rate for business loans - AOL

   www.aol.com/finance/factor-rate-vs-interest-rate...

   Multiply by 100 to find the interest rate. For example, if you have a $25,000 loan with a factor rate of 1.25 and an expected repayment term of 180 days, the calculation would look like this: 1.25 ...

6. Payment card interchange fee and merchant discount antitrust ...

   en.wikipedia.org/wiki/Payment_Card_Interchange...

   The payment card interchange fee and merchant discount antitrust litigation is a United States class-action lawsuit filed in 2005 by merchants and trade associations against Visa, Mastercard, and numerous financial institutions that issue payment cards. The suit was filed because of price fixing and other allegedly anti-competitive trade ...

7. Credit card - Wikipedia

   en.wikipedia.org/wiki/Credit_card

   Low introductory credit card rates are limited to a fixed term, usually between 6 and 12 months, after which a higher rate is charged. As all credit cards charge fees and interest, some customers become so indebted to their credit card provider that they are driven to bankruptcy. Some credit cards often levy a rate of 20 to 30 percent after a ...

8. Credit card information: The basics you need to know - AOL

   www.aol.com/finance/credit-card-information...

   Zero-interest credit cards usually give you between 12 and 18 months of 0 percent intro APR. ... it’ll be outlined in your card’s rates and fees. ... (the interest rate banks use to calculate ...

9. Merchant account - Wikipedia

   en.wikipedia.org/wiki/Merchant_account

   A typical credit card terminal popular in 2005, now typically out of use and of a style/era usually non-compliant per PCI-DSS standards. A credit card terminal is a stand-alone piece of electronic equipment that allows a merchant to swipe or key-enter a credit card's information as well as additional information required to process a credit card transaction.