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The sharing economy is a socio-economic system whereby consumers share in the creation, production, distribution, trade and consumption of goods, and services. These systems take a variety of forms, often leveraging information technology and the Internet, particularly digital platforms, to facilitate the distribution, sharing and reuse of excess capacity in goods and services.
P2P asset management. Peer-to-peer asset management ( P2P asset management) is the practice of sharing investment strategies between unrelated individuals, or "peers", without going through a traditional financial intermediary such as a bank or other collective investment management vehicle.
Prosper Marketplace is America's first peer-to-peer lending marketplace, with over $23 billion in funded loans. [ 1] Borrowers request personal loans on Prosper and investors (individual or institutional) can fund anywhere from $2,000 to $50,000 per loan request. Investors can consider borrowers’ credit scores, ratings, and histories and the ...
An anonymous P2P communication system is a peer-to-peer distributed application in which the nodes, which are used to share resources, or participants are anonymous or pseudonymous. [1] Anonymity of participants is usually achieved by special routing overlay networks that hide the physical location of each node from other participants.
ISSN. 1532-9194. OCLC. 909576727. MIT Sloan Management Review (MIT SMR) is a magazine and multiplatform publisher. It features research-based articles on strategic leadership, digital innovation, and sustainable business. It aims to give readers practical, of-the-moment guidance for leading in an ever-shifting world.
LendingClub is a financial services company headquartered in San Francisco, California. [ 6] It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending ...
Pay-to-play. Pay-to-play, sometimes pay-for-play or P2P, is a phrase used for a variety of situations in which money is exchanged for services or the privilege to engage in certain activities. The common denominator of all forms of pay-to-play is that one must pay to "get in the game", with the sports analogy frequently arising.
There is a standardized battery of tests as well as an element of source code review that must be passed over a period of a few weeks. The cost to perform these tests through an approved laboratory can be significant (e.g., well over $30,000 US) [45] and does not include the time it takes to write, test, document and prepare a module for ...