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2. Chip Authentication Program - Wikipedia

   en.wikipedia.org/wiki/Chip_Authentication_Program

   A Gemalto EZIO CAP device with Barclays PINsentry styling. The Chip Authentication Program (CAP) is a MasterCard initiative and technical specification for using EMV banking smartcards for authenticating users and transactions in online and telephone banking. It was also adopted by Visa as Dynamic Passcode Authentication (DPA). [ 1]

3. Barclaycard - Wikipedia

   en.wikipedia.org/wiki/Barclaycard

   Products. Credit cards. Contactless technology. Parent. Barclays. Website. www .home .barclaycard. Barclaycard ( / ˈbɑːrklikɑːrd, - leɪ -/; stylized as barclaycard) is a brand for credit cards of Barclays PLC. As of 2010, Barclays had over ten million customers in the United Kingdom.

4. OnePulse - Wikipedia

   en.wikipedia.org/wiki/OnePulse

   OnePulse. OnePulse was the name given to a credit card that was issued by Barclaycard that combined the functionality of Transport for London 's Oyster card with a Visa contactless-enabled credit card. Barclaycard OnePulse was launched in early September 2007. Barclaycard has now started to change and simplify its range of credit cards and has ...

5. Gapyear.com - Wikipedia

   en.wikipedia.org/wiki/Gapyear.com

   In 2004, the company assisted in the creation of the Barclays Gap Year Bank Account (did not launch) and the HSBC Gap Year Bank Account. In 2005, gapyear.com worked with Advance Payment Solutions (APS) to launch the Gap Year Cashplus Prepaid MasterCard, a multi-currency prepayment card, a first for the backpacker travel market.

6. Higher-income Americans relying on credit cards now ... - AOL

   www.aol.com/finance/economic-divide-widening...

   'An economic divide that is widening': Almost one third of Americans earning $150,000 a year or more report living paycheck to paycheck — and many rely on credit cards to close the gap

7. What to know before closing a credit card with a balance - AOL

   www.aol.com/finance/know-closing-credit-card...

   Closing a credit card account can also impact your credit utilization ratio if you have debt on other credit cards and revolving accounts. This factor makes up 30 percent of your FICO score, so ...