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2. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   However, a combination of smart money moves can reduce your debt, lower your credit card APR and put you on the right track toward a debt-free life. Here are several techniques for paying off ...

3. I’m a financial expert: Here are my 4 top tips for paying off ...

   www.aol.com/finance/how-to-pay-off-credit-card...

   Avoid bogging yourself down with negative emotions of guilt or shame. You got into debt to solve a problem, and putting those charges on your credit card may have been the best solution available ...

4. Pay off debt or save? Expert tips to help you choose - AOL

   www.aol.com/finance/pay-off-debt-save-expert...

   More than half (57 percent) of cardholders with annual household incomes below $50,000 carry credit card debt; by comparison, 38 percent of those making $100,000 or more carry credit card debt ...

5. Credit card balance transfer - Wikipedia

   en.wikipedia.org/wiki/Credit_card_balance_transfer

   A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

6. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   Lump-sum settlement. With this negotiation technique, you offer to settle your outstanding debt in one big payment, albeit for less than your balance. For example, you might owe $4,000 between ...

7. Surcharge (payment systems) - Wikipedia

   en.wikipedia.org/wiki/Surcharge_(payment_systems)

   Surcharge (payment systems) A surcharge, also known as checkout fee, is an extra fee charged by a merchant when receiving a payment by cheque, credit card, charge card or debit card (but not cash) which at least covers the cost to the merchant of accepting that means of payment, such as the merchant service fee imposed by a credit card company. [1]

8. Interchange fee - Wikipedia

   en.wikipedia.org/wiki/Interchange_fee

   Interchange fee is a term used in the payment card industry to describe a fee paid between banks for the acceptance of card-based transactions. Usually for sales/services transactions it is a fee that a merchant's bank (the "acquiring bank") pays a customer's bank (the "issuing bank"). In a credit card or debit card transaction, the card ...

9. Which debt should you pay off first? Five options to consider

   www.aol.com/finance/debt-pay-off-first-five...

   The top balance transfer credit cards offer a 0 percent promotional APR for between 15 and 21 months on balance transfers, giving you ample time to start paying off your debt without paying ...