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2. How credit card companies make money - AOL

   www.aol.com/finance/credit-card-companies-money...

   Credit card companies make money in a variety of ways. Portions of this article were drafted using an in-house natural language generation platform.The article was reviewed, fact-checked and ...

3. Is closing a credit card bad? - AOL

   www.aol.com/finance/closing-credit-card-bad...

   Closing a credit card may hurt your credit, but the impact varies depending on your credit history. Sometimes, it makes sense to close a card even though it might affect your credit. You can take ...

4. Contactless payment - Wikipedia

   en.wikipedia.org/wiki/Contactless_payment

   Contactless payment systems are credit cards and debit cards, key fobs, smart cards, or other devices, including smartphones and other mobile devices, that use radio-frequency identification (RFID) or near-field communication (NFC) for making secure payments. The embedded integrated circuit chip and antenna enable consumers to wave their card ...

5. Card scheme - Wikipedia

   en.wikipedia.org/wiki/Card_scheme

   The payment processing company imparts and transfers data for a client's credit or debit card to both the issuing and acquiring bank. The processor likewise checks for security issues, ensuring that the client's card information is right, and all data is entered correctly. Also, the same party deals with incorrect or accidental charges.

6. Payment card interchange fee and merchant discount antitrust ...

   en.wikipedia.org/wiki/Payment_Card_Interchange...

   The payment card interchange fee and merchant discount antitrust litigation is a United States class-action lawsuit filed in 2005 by merchants and trade associations against Visa, Mastercard, and numerous financial institutions that issue payment cards. The suit was filed because of price fixing and other allegedly anti-competitive trade ...

7. Why record-high credit card balances aren’t all bad news - AOL

   www.aol.com/finance/why-record-high-credit-card...

   If you have the average credit card balance ($6,088, according to TransUnion) and you only make minimum payments at the average credit card rate (20.74 percent), you’ll be in debt for 214 months ...