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2. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   The Act contains a provision that limits the first year annual fee for a credit card to 25% of the credit limit. Credit card issuers are still able to charge certain additional fees, such as "setup fees" or "program fees." The Act also restricts the fees that can be charged for gift cards and other prepaid cards.

3. Etsy - Wikipedia

   en.wikipedia.org/wiki/Etsy

   Etsy, Inc. Etsy Inc. is an American e-commerce company with an emphasis on the selling of handmade or vintage items and craft supplies. These items fall under a wide range of categories, including jewelry, bags, clothing, home decor, religious items, furniture, toys, art, as well as craft supplies and tools. Items described as vintage must be ...

4. Bankruptcy Abuse Prevention and Consumer Protection Act

   en.wikipedia.org/wiki/Bankruptcy_Abuse...

   The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 ( BAPCPA) ( Pub. L. 109–8 (text) (PDF), 119 Stat. 23, enacted April 20, 2005) is a legislative act that made several significant changes to the United States Bankruptcy Code . Referred to colloquially as the "New Bankruptcy Law", the Act of Congress attempts to, among other ...

5. Mortgage rates for August 8, 2024 - AOL

   www.aol.com/finance/daily-mortgage-rates-for...

   Average mortgage rates continue trending downward as of Thursday, August 8, 2024, with drops of some 30 basis points across 30-year and 15-year fixed-rate terms week over week, landing home ...

6. Savings interest rates today: Sprout higher savings ... - AOL

   www.aol.com/finance/savings-interest-rates-today...

   At the conclusion of its fourth rate-setting policy meeting of 2024 on June 12, 2024, the Federal Reserve kept the federal funds target interest rate steady at a 23-year high of 5.25% to 5.50% ...

7. Daily mortgage rates for August 2, 2024: Mortgage rates dip ...

   www.aol.com/finance/daily-mortgage-rates-for...

   Rates on a 15-year mortgage stand at an average 6.21% for purchase and 6.25% for refinance, a decrease of 6 basis points from 6.27% for purchase and 5 basis points from 6.30% for refinance over ...