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  2. Visa Inc. - Wikipedia

    en.wikipedia.org/wiki/Visa_Inc.

    Visa Inc. ( / ˈviːzə, ˈviːsə /) is an American multinational payment card services corporation headquartered in San Francisco, California. [ 1][ 4] It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. [ 5]

  3. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Act contains a provision that limits the first year annual fee for a credit card to 25% of the credit limit. Credit card issuers are still able to charge certain additional fees, such as "setup fees" or "program fees." The Act also restricts the fees that can be charged for gift cards and other prepaid cards.

  4. California Department of Financial Protection and Innovation

    en.wikipedia.org/wiki/California_Department_of...

    dfpi .ca .gov. The California Department of Financial Protection and Innovation (abbreviated DFPI; formerly the Department of Business Oversight, DBO) regulates a variety of financial services, businesses, products, and professionals. [1] The department operates under the California Business, Consumer Services and Housing Agency .

  5. How the 'junk fee' ban will affect prices displayed by ... - AOL

    www.aol.com/news/junk-fee-ban-affect-prices...

    May 9, 2024 at 6:00 AM. Starting July 1, restaurants will join thousands of other California businesses that are required to include all mandatory fees and charges in the prices they display or ...

  6. CARD Act: New credit card rules and regulations you ... - AOL

    www.aol.com/news/2010-02-22-card-act-new-credit...

    Today may well be the first day of the rest of your financial life. Major provisions of the CARD Act – or the Credit Card Accountability, Responsibility and Disclosure Act of 2009 – go ...

  7. Payment Card Industry Data Security Standard - Wikipedia

    en.wikipedia.org/wiki/Payment_Card_Industry_Data...

    The Payment Card Industry Data Security Standard ( PCI DSS) is an information security standard used to handle credit cards from major card brands. The standard is administered by the Payment Card Industry Security Standards Council, and its use is mandated by the card brands. It was created to better control cardholder data and reduce credit ...

  8. Credit Card Rates on the Rise as New Regulations Bite - AOL

    www.aol.com/news/2010-08-23-credit-card-rates-on...

    The average interest rate on credit cards is rising as banks wrestle with high delinquencies and new regulations. The average rate on existing credit cards hit 14.7% in the second quarter ...

  9. California Consumer Privacy Act - Wikipedia

    en.wikipedia.org/wiki/California_Consumer...

    The CCPA applies to any business, including any for-profit entity that collects consumers' personal data, does business in California, and satisfies at least one of the following thresholds: Has annual gross revenues in excess of $25 million; Buys, receives, or sells the personal information of 100,000 or more consumers or households; or

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