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2. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) to provide a mechanism for American consumers to receive up to three free credit reports per year.

3. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting . Lenders, such as banks and credit card companies, use credit scores to ...

4. Equifax - Wikipedia

   en.wikipedia.org/wiki/Equifax

   An Equifax "spokesperson told the Post-Dispatch that Equifax blocked the Heartland account information from appearing on Haman's credit report after a reporter's inquiry." [73] [79] In April 2014, Equifax was sued in New York federal court by God Gazarov, who claimed the company erroneously reports him as having no credit history because of his ...

5. What is my credit score if I have no credit history? - AOL

   www.aol.com/finance/credit-score-no-credit...

   Bankrate Insight. Credit bureaus collect information, and the main three are TransUnion, Equifax and Experian.Credit scoring models are like mathematical formulas, and the most common are the FICO ...

6. 8 steps to remove old debt from your credit report

   www.aol.com/finance/8-steps-remove-old-debt...

   2. Verify the age of any outstanding debts. If you want to remove old debt from your credit report, you need to verify the age of your debt. According to Maxine Sweet, former vice president of ...

7. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   Any time you pull your credit file from Experian, TransUnion or Equifax to assess your credit history or dispute credit report errors, it counts as a soft inquiry and won’t affect your credit ...