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  2. The 9 Best No Annual Fee Credit Cards of October 2022 - AOL

    www.aol.com/finance/9-best-no-annual-fee...

    Discover It Cash Back Card. Annual fee. $0. APR. 14.99% - 25.99% variable ... such as interest for carrying a balance, cash advance fees, ... credit cards with no annual fees do offer rewards ...

  3. Best balance transfer cards with no balance transfer fee - AOL

    www.aol.com/finance/best-balance-transfer-cards...

    DCU Visa Platinum Credit Card *. 13.75 to 18 percent variable APR. 1.6 / 5. Wings Visa Platinum Credit Card*. 0 percent intro APR on balance transfers for 12 months (13.40 to 18 percent variable ...

  4. The 11 Best Credit Card Sign-Up Bonuses With No Annual Fees 2022

    www.aol.com/11-best-credit-card-sign-125838882.html

    Annual fee. No annual fee. Sign-up bonus. $200 (plus up to $600 bonus cash back rewards) Rewards rate. 1.5% to 5% cash back. Intro APR. 0% intro APR on purchases and balance transfers for 15 months

  5. Discover Financial - Wikipedia

    en.wikipedia.org/wiki/Discover_Financial

    On December 22, 1998, the company introduced Discover Platinum, a premium card featuring new ways to increase rewards, low balance transfer and annual percentage rates, no annual fee, and expanded credit lines. On December 21, 2001, fourth-quarter income at Discover grew 31% to $193 million, compared with $147 million the year before. [19]

  6. Interchange fee - Wikipedia

    en.wikipedia.org/wiki/Interchange_fee

    In the EU, interchange fees are capped to 0.3% of the transaction for credit cards and to 0.2% for debit cards, while there is no cap for corporate cards. [3] In the US, card issuers now make over $30 billion annually from interchange fees. Interchange fees collected by Visa [4] and MasterCard [5] totaled $26 billion in 2004. In 2005 the number ...

  7. Citibank - Wikipedia

    en.wikipedia.org/wiki/Citibank

    In 2005, Federated Department Stores (now Macy's, Inc.), sold its consumer credit portfolio to Citigroup, which reissued its cards under the name Department Stores National Bank (DSNB). [45] [46] In 2013, Citibank purchased the credit card portfolio of Best Buy from Capital One. [47] [48]

  8. What is a balance transfer fee? Here’s everything you ... - AOL

    www.aol.com/finance/balance-transfer-fee...

    Starting balance. Monthly payments. Months to pay off card. Interest paid. Regular credit card. $5,000. $300. 20. $949. Balance transfer card with fee applied. $5,150

  9. Credit card balance transfer - Wikipedia

    en.wikipedia.org/wiki/Credit_card_balance_transfer

    A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

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